I remember back in those days, my colleagues would jokingly tell me that collecting golf balls from the lake or pond (not sure what you call them) makes good money and that we should seriously consider doing that part time on top of our full time jobs.   I asked how? They told me that [...]

I see many programs and read a lot about how a bad credit record affects an individual. Like maybe difficulty in applying for credit cards, credit, loan, etc. I wonder how many would obtain a free credit report of themselves before applying for loans and such?   It is scary to watch or let a [...]

Oh Oh, it’s September. Come October will be the tax return deadline! Every year it’s the same repetitive thing ie you start looking for better prices or deals for existing loans, etc or compare life insurance rates if you are considering taking up a policy.   Bills, bills, bills, wow *shudders*. It doesn’t help when [...]

I am very sure that everyone knows how gloomy the world economy is. Not to mention the thousands of job cuts. I have to admit, all my shopping plans have to be changed due to tighter budget this year. I was so looking forward to the year end sale. Well I guess maybe situation might [...]

It is funny how my friend was asking me whether she should get a LCD TV or a plasma tv and guess what, the local television programme actually did a segment on this particular subject about two days later. So I conveniently copied the web based article from the programme’s website and emailed it to my [...]

I must admit that I am so ignorant that I have never heard of Black Friday up until now. I guess it is also because we do not use that term here? A quick search on wikipedia tells me that Black Friday is the Friday after Thanksgiving in the USA. It also marks the start [...]

One thing I like about our local council is that they really go all out to promote a Green living. In an effort to conserve more water, the council has time and again offer free energy saving light bulbs or you may even get a free faucet from them. The council workers have knocked on [...]

If you were born in my era, you would remember the days when we had to carry rolls of film and a non digital camera. Every click on the camera was precious and we weren’t able to preview nor see what has been snapped until you develop the photos which usually takes several days. Of [...]

I truly wonder when will my face stop breaking out? I think it has gotten much worse after I had my girl and I am guessing it is because I never took care of it. I don’t think I need any of those best acne treatments just yet but then again, who knows! I do [...]

We were looking at some kids swimwear for my girl last Sunday. Unfortunately there weren’t many choices for the budget ones ie around AU$15-20 a set range. I saw a set with short sleeve and short tights with Thomas The Tank Engine print on the front of the top and my girl loved it. However [...]

Home improvement shows such as Better Homes & Gardens often catch our interest since they have all the segments which we can sure relate to and pick up some tips such as cooking, gardening and DIY. The DIY segment always make things look so easy often with the guy using some sort of clamp to [...]

Do you own any sports trophy? I do admire people who have worked hard to win trophies. I think all of my brothers have won some kind of sports trophies especially football trophies when they were younger. My youngest brother probably has the largest collection of medals and trophies from sports and intellectual achievements alike. [...]

I never thought I would say this but I do like to have more system memory for my computer. I find myself multitasking on the computer all the time and have become too impatient waiting for each program to load up. I often launch several programs immediately one after another without waiting for each to [...]

Before I had my girl, it was easy to keep track of our spendings. I had lots of time to ensure that everything stays in order. Now that I am so ultra busy with my girl, things have gone into a mess. How nice it is when your other half handles the financial side of [...]

What are your thoughts on dieting? I think depending on what the situation is, short term healthy dieting under medical supervision can be good for some people. Don’t we who need to shed off those excess weight desperately need a kick start? Sure, there are many weight loss products in the market such as diet [...]